Meet the professionals who can help you


We help individuals and families pursue their ideal retirements.


Our mission: To help our clients achieve what is most important to them by providing relevant information, tax planning strategies and asset management.
As an independent financial firm, we work for our clients rather than a large wire-house or bank with competing motives. Being independent helps eliminate any conflicts of interest, allowing us to put our clients and their investment goals first.
We are committed to doing our best to implement financial strategies that will help you reach your goals.

Sam Hoss, RFC


Mission Statement:
“The highest context of human existence is to remember God, honesty and choose empathy in order to create value for others! I create this value by helping lower income, estate and capital gains taxes, consistently strive to get a better return on investments for my clients, and ultimately initiate comprehensive financial plans to help protect all my client’s assets.”
Since entering the financial services industry in 1985, Sam Hoss also known as” Sepehr Hosseini” has been committed to providing the highest quality of service and sound advice based upon thorough and timely research. He received his bachelor’s degree in Computer Science and Business Economics from the Florida Institute of Technology as well as Personal Financial Planning designation from UCLA and continues his education so that he can stay abreast of new developments in the industry and inform his clients with comprehensive and strategic information.
Sam is an Independent Financial Advisor and wealth manager of his independently owned and operated Hoss Financial, Inc. Sam Hoss focuses on the needs of successful professionals, high net-worth individuals, business owners and retirees. Through consistent effort and a commitment to outstanding service he has built a solid client base and has expanded his business through referrals from satisfied clients. Sam focuses on estate, retirement and business planning. Honesty, empathy, hard work, a solid education and a passion to truly serve his clients are some of the principles Sam follows every day as the rule of ethical conduct. He is also the author of “Simple Strategies to Reduce Estate & Income Taxes”
Extensive background and knowledge of the estate and retirement planning fields have allowed Sam to conduct numerous workshops on these topics. He is involved with many professional organizations including the International Association of Registered Financial Consultants and the Financial Planning Association. Sam has been honored with several awards, including the National Sales Achievement Award, qualification for the Presidents Conference with MetLife Securities, and Million Dollar Roundtable Life Member.
Hoss Financial would be honored to have you consider joining over 300+ clients and be a part of our extended family! Hoss Financial will provide educational events to existing clients on an ongoing basis. Sam and his wife, Mona, reside with their two children in the Los Angeles area and they contribute to the following charities: City of Hope, Make A Wish foundation, Cancer Society, Global Unity Foundation and Heart Association.
Caution: Before moving forward with any tax strategies, including—but not limited to—the ones you see below, it is advised to consider having those strategies vetted by a team of professionals. A team of professionals will look at how the individual tax strategies will work to reduce your Income Taxes, Capital Gain Taxes & Estate Taxes. Our goal is to stay within the IRS guidelines and help you build a suitable tax reduction plan that will last for years to come.
  • Tax Planning Strategies
  • Defined Benefit Plans/Profit Sharing Plans
  • Capital Gain Deferral Strategies
  • Premium Financing Programs
  • 401(k)/IRA exit strategy
  • Charitable Planning
  • Charitable Foundation
  • Donor-Advised Funds
  • Cost Segregation
  • Insurance Expense Management & Control
  • Captive Insurance
  • Irrevocable Life Insurance Trusts (ILIT)
  • Deferred Compensation Trust Arrangements/Executive Bonus Plans
The list goes on and on!
It would be best to first see how they fit into your holistic tax plan, including life insurance, annuities, and other Investments.
Hoss Financial is ready to help you make intelligent decisions. We hope you choose to take the first step in getting your free assessment by calling us today. We have helped our clients with their financial concerns for over 30 years!
CA Insurance License # 0822711
Insurance and Tax services offered through Hoss Retirement & Insurance Services, Inc. Any information contained in this communication is intended for the use of the named individual or entity.
Awards mentioned above are based upon sales generated by the advisor and are not based upon performance or returns experienced by any client. These awards should not be constructed as an endorsement of the advisor by any client

Mona Hoss, CFO

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Denise Lefton


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Lisa M. Bruno, CPA

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For more information about any of the products and services we provide, schedule a meeting today or register to attend a seminar.
Or give us a call at 747.220.6750